Some insurance plans require you and/or your doctor to call with specific information and obtain approval before you receive hospital services. You are responsible to read your health insurance booklet or ask your employer for clarification and to comply with the requirements of your plan. Some insurance plans, if not notified prior to service, will reduce their reimbursement, causing the patient to pay more out of pocket expense. We are pleased to share what information we obtain about your coverage. Simply call a Financial Counselor at (906) 776-5634.
The hospital submits claims in accordance with its contracts with Medicare, Blue Cross, Medicaid and certain other managed care plans. You will be expected to pay deductible and coinsurance and certain other non-covered charges when we bill you after the plan has processed the claim. For other insurance plans, we will ask you to assign payment to us, and we will submit your insurance claim. You are responsible to provide information required by your insurance plan to obtain your benefits. If insurance payment is delayed or denied, we will notify you. It may be helpful for you to directly contact your employer or your insurance plan in those instances. You are responsible for all charges not paid under your claim.
Dickinson County Healthcare System participates with the following state and federal payer programs:
* These are through Upper Peninsula Health Plan.
** These are through Physician Partners, Ltd.
Some of the above offer more than one plan, and DCHS may not participate with all plans. Please check your provider directory or the web site listed on the back of your insurance card to determine if DCHS is in-network for your specific plan.
NOTE: We also bill insurance if you assign your benefits to us.
Financial responsibility for services provided rests with the patient, regardless of insurance coverage. After Dickinson County Healthcare System has received payment from the patient's insurance company, staff will send the patient a statement of the balance that is due on the account. Although medical bills are submitted directly to the appropriate insurance company, it is the responsibility of the patient to make sure that the services are paid promptly and in full. It is understood that a variety of financial situations may require special arrangements, and staff will work with patients on an individual basis. Please feel free to ask any questions regarding professional fees for the services provided.